Broker Resource Center

Voluntary Benefits Built for the Modern Employer

The growth of Individual Coverage Health Reimbursement Arrangements (ICHRAs) is transforming the way employers approach voluntary benefits. As more organizations move away from traditional group health plans, employees are gaining greater flexibility in selecting their medical coverage. However, many employees are also finding themselves exposed to higher deductibles, larger out-of-pocket expenses, and coverage gaps that […]

15 Jul, 2026

2026 ACA Open Enrollment Trends Show Market Stabilization and Strategic Opportunity

The 2026 Affordable Care Act (ACA) Open Enrollment results reflect a market that is evolving rather than contracting. While headline figures point to a modest decline in total enrollment, the broader data signals stabilization following several years of rapid growth. At the same time, shifts in plan selection and eligibility are increasing consumer exposure to […]

30 Apr, 2026

A Smarter Way to Buy Health Insurance: Balancing Premiums and Out-of-Pocket Risk

For individuals purchasing their own health insurance, the decision often feels like a compromise. Plans with lower monthly premiums typically come with higher deductibles, while more comprehensive options can strain a household budget. As healthcare costs continue to rise, this tradeoff has become more pronounced—and more consequential. A more effective approach is to move beyond […]

19 Mar, 2026